Terms of Service

Last updated: 27 June 2026

These terms cover your use of bdgtplnr. By using the service, you agree to them. Please read them alongside our Privacy Policy.

What the service is

bdgtplnr is a personal double-entry ledger and reporting tool. It helps you record accounts, entries, payments, and investments, and view reports such as a balance sheet and an income statement.

Not financial advice

The service is for your own record-keeping. It is not financial, tax, or accounting advice. You are responsible for any decision you make based on the information you record or the reports you view.

Provided as is

The service is provided as is, without warranties of any kind. We work to keep it reliable, but we do not guarantee that it will be uninterrupted, free of errors, or fit for a particular purpose.

Your responsibilities

• Enter accurate data. The reports are only as good as the figures you record.
• Keep access to your email, since sign-in depends on it.
• Use the service lawfully. Do not attempt to disrupt it or to access other people's data.

Third-party features

Social sign-in (Google or Facebook) and the optional advisor and voice-to-text features rely on third-party providers. Your use of those features is also subject to the relevant provider's terms.

Limitation of liability

To the extent permitted by law, bdgtplnr is not liable for any indirect or consequential loss, or for loss of data or profit, arising from your use of the service. Your records remain your responsibility, and we encourage you to keep your own copies.

Termination

You may stop using the service at any time. We may suspend or end access if these terms are breached, or where it is needed to protect the service or its users.

Changes to these terms

We may update these terms. If a change is material, we will give notice through the service or by email. Continuing to use the service after a change means you accept the updated terms.

Contact

For any question about these terms, write to hello@bdgtplnr.com.